We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Seth Saxton was a stud, made things quick and easy. He took my calls at any time of day. I’ve already referred several of my friends to them. Great company!

Lincoln Packer

It was a pleasure working with Kate in refinancing our home. She was knowledgeable, professional, and efficient. I highly recommend working with her.

Brian Carter

I highly recommend Bud if you are refinancing your home. We spoke with several lenders and ultimately decided to use Bud. Communication was top notch and we got the best deal. Highly recommended.

Mike E

Seth did an amazing job at making the mortgage process as smooth as possible! He kept up great communication, stayed on top of everything & got everything through very quickly. I would refer any of my friends & family to him!

Mckinley Koch

Seth made our refinance simple and painless. He worked to find us the absolute best deal and never made me feel pressured to use their business.

Erika Appel

Bud and his team have helped me with the purchase of my homes and several refinances. They always take great care of me and anyone I send their direction. I can't recommend him enough if you want to be taken care of.

Gary A

Awesome experience!!! Couldn't believe how fast our refi closed. Great rate and Alex provided excellent service. Would definitely work with them again.

Lyn L.

Bud has bent over backwards to help me . i TAHNK YOU FOR ALL YOU DO. 5STAR


I would highly recommend Alisha to anyone. She was so professional, attentive and understanding. She was on top of everything and was always available to answer all of my questions, EVEN on her vacation!!!
She made this process so easy for me and was supportive through the whole thing. I want to thank her for her help and knowledge, but most of all, her kindness.

Stacy Ungricht

I highly recommend Alisha to do your loan. She was able to process and close a loan for me within 3 weeks! It was the easiest process I have ever done. I feel Alisha is a ethical and honest person who has integrity and will do what is in the best interest of her client! Very dedicated hard worker!
5 star service!!


Alisha made the mortgage process easy. She was a great communicator to us throughout the whole process, which took a lot of stress off of us. She helped us close quicker than we even expected. She was so helpful and patient listening to our concerns about a mortgage, she made us feel at ease and comfortable. We would recommend Alisha to anyone purchasing a home!

Kailee & AJ Gilbert

I highly recommend Alisha as a mortgage loan officer. She is highly efficient works to get her customers the best loan possible as well as saving the client money.
We refinanced our residential mortgage loan in 2016. I was very pleased in her abilities and knowledge of the industry. Our loan was applied for and closed within 15 days. She kept a close contact with us and walked us through the process. Thank you Alisha for your hard work on our behalf.

Colleen Lott

I started working with Alisha while I was deployed to the Middle East.  She not only took the lead on running down every little detail and requirement, but she followed through, on her own, to ensure each item, question and potential delay in the process was handled professionally and without any undue concern while I was finishing my work overseas.  Alisha came highly recommended by a trusted mutual friend and continued to exceed every expectation I could possibly imagine.  Regardless of the type of loan you’re using, I’m confident Alisha has the tools in place and the team at hand to accomplish the desired end state.  

George Stapley

I've worked with Merrilee Fairbanks on multiple occasions. She has helped me purchase two homes now. She is always very prompt, professional, and efficient. She makes the whole home buying process, loan approvals, and associated paperwork painless! She is an expert on the process, and has always found me great deals on my loan rates. I would highly recommend Merrilee to anyone buying a home.

Kerry Baum

The thought of buying a home was exciting for my fiancé and I, but the process and all of the work involved was honestly quite overwhelming for us. We didn’t initially know where to go or who to ask for assistance, but we eventually connected with Merrilee Fairbanks with Christian Roberts Mortgage. This was the single best decision (outside of finding our dream home) that we could have possibly made. Merrilee was not only knowledgeable and professional, she went above and beyond to find us the right loan, at the right time, for the right rate. She was honest about the market, and laid things out for us in terms we could understand (after all, we are not in the mortgage business ourselves.) She connected us with the most helpful people, and the process - which could have been frustrating and drawn out - went relatively quickly. Merrilee saved us a lot of time, money, and the seemingly inevitable headaches so many encounter when trying to buy a home. If you’re looking to purchase a home, give Merrilee a call. She will definitely take the absolute best care of you.

April Slaughter

I've worked with Merrilee Fairbanks on multiple occasions now. She has helped me purchase a home in Salt Lake, and several years later when I moved, another home in Roosevelt. She is always very prompt, professional, and efficient. She makes the whole home buying process, loan approvals, and associated paperwork painless! She is an expert on the process, and has always found me great deals on my loan rates. I would highly recommend Merrilee to anyone buying a home.


Merrilee was awesome! She helped us lower our interest by quite a bit by knowing her stuff really well. She is there to work for you! Goes the extra mile and responded to any of our questions quickly. I have referred 2 of my family members to her and recommend her to you as well.

Daniel Pimentel

Merrilee Fairbanks is absolutely delightful! She provided us with the education and insight that we needed to make a decision for our first home. Not only did she make our home buying process enjoyable, but I truly felt that she had our best interest in mind throughout the way.

Ashby Miner

It was such a pleasure working with Darren. He is a professional of the highest quality and sincerity. I chose to work with Darrin for one reason: TRUST. I trust Darren to put my interest and needs first. Darren is very knowledgeable and was available to work with me at my convenience. He is patient and explained every detail of the transaction. His excellent communication skills and promptness was appreciated by everyone involved with my transaction. Darren has looked after my interest even after closing the loan. I would strongly recommend Darren to family, friends and clients. Thank you for an amazing experience.
Wendy Kroll

Wendy Kroll

Wow what a incredible experience working with Tom Schriever. Tom took the time to answer all of my questions about getting a loan and explained everything in a way that I could understand stand helping me make the right decision. I will go back to Tom for my next loan. Thank you so much 


Rob has been an amazing professional to work with! We have used him for our past 3 times of mortgage needs. He is always professional and bends every which way he can to make sure he is getting you the best deal out there. I would and have recommended Rob to everyone I know that is in need of lending help.

P.J. C.

Steve is a fantastic lender for a lot of reasons, but the most important to me is that he is extremely responsive and always does what he says he's going to do. If he says you will have a quote within a couple hours, you do. Period. I believe I have done about 6 loans with him, large and small, and it is always the same.

Matt H.

Steve and his team were incredible to work with. Best Home buying experience I have ever had. Steve was always available for all my questions and made the whole process smooth.

Jeff P.

Robert was very fast to answer an questions and made the process super easy! Robert saved us tons of money. We will be going back to him every time from now on!

Josh S.

We have used Steve on a couple of occasions. One loan that went through and another loan that didn't (through no fault of his own). I was highly impressed with how detail oriented and quick to respond he was. Even after the second loan did not work out, he continued to help us and advise us on future decision making.

Resh J.

Extremely helpful and friendly, very responsive, upfront and honest about everything. I would absolutely recommend Robert to anyone and everyone! I had a new construction home and the builder wanted me to use their preferred lender. Unsatisfied with their interest rate and feeling like I was just another business transaction, I came across Robert through Zillow to see what else was available. He was able to get me a better deal overall with a better interest rate and same closing costs. I also liked that Robert was very friendly from the start and very upfront about everything and the various options. He was quick to respond to questions/concerns and moved quickly to submit all the necessary paperwork to the underwriters and get everything approved within a very short timeline. The loan closed on time (which can be tricky with a new construction) and everything worked out perfectly. Robert is an outstanding guy that will do everything possible to make sure you are taken care of and treat you like a friend throughout the whole process.

Mike D.

Steve and his team were very awesome to deal with. Very prompt and got what I needed done immediately. They took care of me and made my home purchase easy. I would highly recommend them to anybody that is looking for a mortgage!

Skylar Hobbs

I would like to take this opportunity to highlight an IMPECCABLE young woman by the name of Alisha. She is an EXCEPTIONAL team member who has helped me successfully closed early to get my keys in becoming a homeowner. She made me feel SUPPORTED and had my best interests in the entire time I was in escrow. She is WELL-ORGANIZED, HIGHLY KNOWLEDGEABLE, and EXTREMELY PROACTIVE with communication and timelines.

I talk about her amongst family, friends, and co-workers in high regards because she is exceptional when it came to truly knowing the protocols and have guided me with a peace of mind that I was in honest hands. She has integrity and excellent confidence in her skill set as she showcased that with the rest of what I call my "Dream Team".

Thank you Alisha for making one of my dreams come into fruition. I wish you plenty more future successes. I will of course recommend your services because of your exemplification of being a leader.

Alwyn Beatima

I am an agent and work with many lenders but when it came time to refi my home there was nobody else i was going to use. He is the best lender out there. There are many others I like and will still recommend as I want my clients to know and make sure they get the best loan available to them but Steve will always be my first recommendation to any of my clients and I will definitely be using him myself again.

Bryson Perry

My husband and I were so lucky that a family member recommended Rob. He found us an amazing loan and made the process so easy! We will definitely be using him in the future and highly recommended him to anyone!

Morgan S.

I would definitely recommend Robert to anyone in need of a mortgage. He was very willing to get the job done. Even when he was on vacation, he was reachable.

Cameron M.

Our experience with our Refinance could not have gone better with Rob. He was professional, very responsive and easy to work with. I would use him again.

Brandon K.

Robert was a fantastic broker to work with while my fiancé and I shopped for, made an offer on, and closed on a house in about 5 weeks. Mr. Phipps pushed to get us a great rate and amazing closing costs in this short timeline and assisted us from pre-qualification to keys-in-hand. He was immediately responsive and followed up on any issue that came up. Robert went out of his way to resolve confusion between the lender and HOA concerning planned development insurance and then a last minute field appraisal while still getting us closed early before the holiday season.

I would recommend Robert to anyone looking for a lender.

Jesse B.

FIVE STARS ***** Steven and his team went above and beyond their expectations to help us purchase our first home! It was an absolute pleasure working with him. We'll be back to purchase our second home!

Ryan S.

This is the second refinance with Steve Saxton. The entire process has been amazing. Their processors are true professionals. Steve looks after me personally as I believe he looks after all his clients. When the rates went down recently he called and we were able to take advantage of a great rate. I would highly recommend Christian Roberts to anyone looking to improve their situation with a refinance or perhaps financing on a new home. This company is special.


Republic Mortgage has been a business partner with Christian Roberts Mortgage since 2004. The partnership was established through our wholesale lending division, New Line Mortgage, and continued until October 2013 when we closed New Line Mortgage and exited the wholesale industry. Over the 9 year period of working closely with Christian Roberts Mortgage and their staff, the loan files that were submitted through our wholesale conduit were always of the highest quality with no repurchase or compliance issues. They hold their processors and loan officers to a very high standard of compliance, quality, and product training. As a result of the principles’ continued pursuit of constant improvement, and demand of very high character employees, I feel they are a partner that any bank or lender should do business with.
Christian Roberts’ Management team is extremely knowledgeable of the market they serve, and have embraced and implemented all of the new regulatory changes that have been enacted. I highly recommend Christian Roberts Mortgage as business partner.

John Owens-National Business Development/Republic Mortgage 1/17/2014

This letter is written in regards to Steve Saxton of Christian Roberts Mortgage. I have known Steve both inside and outside of a professional working environment for approximately 5 years now.
The first thing that comes to mind when describing Steve is integrity. There are many different personalities out there in the mortgage industry – but Steve has never exemplified anything less than a top level of integrity in anything and everything he does. His reputation speaks for itself – and anyone that is involved in the business has heard of Steve, and knows what a stand up person he truly is. His passion and commitment for his employees, his customers, and his business partners are of exemplary levels.
Next, I would have to say that Steve is the consummate professional. In an industry where people can easily lose their temper, or become critical of others who don’t meet expectations – Steve maintains a very even level of emotion, and has an uncanny ability to laugh (and make others laugh) in even the most intense and extreme circumstances. He has a way of putting those working with him at ease, which is pretty rare – and greatly appreciated.
Overall, Steve Saxton is one of the hardest working people I’ve ever known. And he does things in ways that exude ultimate levels of confidence, integrity, respect, and intelligence. I am truly fortunate to know him, and would highly recommend anyone that has the opportunity, to do the same.

Aaron Bigelow-Account Executive/CMG Financial 1/9/2014

Steve has been the loan advisor for both of my home mortgages and I couldn't have been more pleased with the service he has provided. Steve patiently walked us through our 1st home loan, which is always stressful, and took the time to explain all the ins and outs of first time buying. When we bought our current home, I didn't waste my time looking anywhere else for an advisor because I knew he would take good care of me and my family. I would HIGHLY recommend Steve for any of your mortgage loan needs!

Zach W.


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